How Does AARP Auto Insurance Work?

Posted by: Natasha Wilson

Times have truly changed. Years ago everyone retired by age 60 or 65. Today, 70% of those able to retire in the next 5 years state that they expect to work way beyond the normal retirement age. But there are some things that never change, such as the benefits that are available when you purchase AARP auto insurance.

AARP, The American Association of Retired Persons, offers their AARP Auto Insurance to their members with competitive rates and a long list of benefits unavailable with any other auto insurance company. The Hartford Insurance Company in association with this organization offers anyone 50 years of age or older AARP auto insurance that can help them save money on their monthly premiums. Of course, you can be younger and a non-member and still qualify, although you must be at least the age of 50 to get the special policy benefits.

Once you sign up as a member-which is only $12.50 a year-you receive special rates as well as a guaranteed lifetime renewal. As you get older, it's a real feeling of security knowing that your AARP auto insurance cannot get cancelled. Of course, you have to maintain a good driving record to qualify for this special benefit.

AARP Auto Insurance also offers to its members the benefit of receiving a new car replacement. If you're involved in an accident and you own a newer car, there is a good chance you owe more money on the car than it's worth. AARP auto insurance will actually pay to replace your car with one of equal value as well as taking care of the balance on your car that was in the accident. This, along with many other benefits, makes AARP auto insurance very valuable insurance to consider.


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